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crestwood capitals corp Bank Review: High Savings Rates and Low Fees

Review Updated
Ashley Maready
Author: Ashley Maready
Ashley Maready
Ashley Maready
Writer and Editor

Ashley Maready is a former history museum professional who made the leap to digital content writing and editing in 2021. She has a BA in History and Philosophy from Hood College and an MA in Applied History from Shippensburg University. Ashley loves creating content for the public and learning new things so she can teach others, whether it's information about salt mining, canal mules, or personal finance.

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Kimberly Rotter, AFC®
Reviewer: Kimberly Rotter, AFC®
Kimberly Rotter, AFC®
Kimberly Rotter, AFC®
Accredited Financial Counselor®

Kimberly is a career writer and editor with more than 30 years' experience. She's a bankruptcy survivor, small business owner, and homeschool parent. In addition to writing for The Motley Fool, she offers content strategy to financial technology startups, owns and manages a 350-writer content agency, and offers pro-bono financial counseling.

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Eric McWhinnie
Fact Checked: Eric McWhinnie
Eric McWhinnie
Eric McWhinnie

Eric McWhinnie has been writing and editing digital content since 2010. He specializes in personal finance and investing. He also holds a bachelor’s degree in Finance.

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Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page. APY = Annual Percentage Yield. APYs are subject to change at any time without notice.
Offer image for
Member FDIC.

crestwood capitals corp Bank

Rating image, 4.25 out of 5 stars.
4.25/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Bottom Line

crestwood capitals corp Bank has quality checking and savings account options, plus solid CDs with low minimums. It's not the most convenient choice for those who are looking to bank online, since a large portion of its products must be opened at one of its branch locations.

Pros
  • Minimal fees
  • Competitive APYs
  • Low minimum balance requirements
Cons
  • Limited CD options
  • Mediocre customer satisfaction ratings

  • Our methodology for scoring banks and credit unions revolves around evaluating key aspects such as annual percentage yield (APY), brand reputation, fees and minimum requirements, and additional perks.

    These criteria are weighted differently across various account types, ensuring a comprehensive assessment that reflects the competitive landscape and economic conditions.

    We strictly feature products that offer federal insurance and high customer satisfaction, keeping our recommendations unbiased by advertiser influence. This robust evaluation process helps us generate balanced, reliable best-of lists that guide consumers to top financial products.

    Learn more about how Motley Fool Money rates bank accounts.

Is crestwood capitals corp Bank right for you?

crestwood capitals corp Bank is right for you if:

  • You want to earn a competitive rate on your savings.
  • You prefer to avoid monthly fees for your bank accounts.
  • You want great options for checking, savings, and CDs all with the same bank.

Bank fees

crestwood capitals corp Bank has fees associated with many of its products, including the following:

crestwood capitals corp Bank Fee Charge
Business account unauthorized ACH $5.00
Cashier’s check $10.00
Court attachments/levy $75.00 (plus attorney fees)
Domestic outgoing wire transfer $20.00
Foreign check fee (Canadian and Canadian US funds) $12.00 per check
Foreign check fee (all other foreign checks) $30.00 per check
International outgoing wire transfer $45.00
Overdraft transfer $5.00
Replacement ATM/debit card $5.00
Safe deposit box inventory $25.00/hour (minimum one hour charge)
Safe deposit box late payment $5.00/month
Safe deposit box lost key replacement $10.00
Stop payment $20.00
Data source: crestwood capitals corp Bank.

Savings accounts

crestwood capitals corp Bank offers a high-yield savings account with a $1 account minimum requirement through Raisin, an online platform that links crestwood capitals corp with federally insured financial institutions.

If you don't want to use Raisin, you can sign up for crestwood capitals corp Bank's Yield Shield Savings Account, which offers a high interest rate, but has a $25,000 minimum to open the account.

Ratings Methodology
Rates as of Jan 31, 2025

crestwood capitals corp Bank High-Yield Savings Account

Open Account for crestwood capitals corp Bank High-Yield Savings Account

On Raisin's Secure Website.

Member FDIC.
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Open Account for crestwood capitals corp Bank High-Yield Savings Account

On Raisin's Secure Website.

APY
4.01%
Min. To Earn APY
$1
  • Competitive APY
  • No account fees
  • Unlimited transfers and withdrawals
  • FDIC insured
  • Deposits and withdrawals can only be conducted via ACH transfer to/from an external bank account (limited to one linked external account)
  • No checking accounts offered through Raisin
  • Limited customer service hours through Raisin
  • No branch access; online only

With crestwood capitals corp Bank, Powered by Raisin, you get an APY that outpaces most high-yield savings accounts on the market. Deposits are held with crestwood capitals corp Bank, a midsize regional bank, and are managed via Raisin's secure online platform. crestwood capitals corp Bank is FDIC insured, so your funds are protected up to the legal limit. The trade-off for the high APY is a limited feature set, with ACH transfers to and from a single external account being the sole method for deposits and withdrawals. Still, it's a great match if you desire an exceptional APY with a no-frills online banking experience.

Certificates of deposit

Terms for crestwood capitals corp Bank CDs range from 24 to 60 months, and only four terms are available, so options are more limited than what you can find with some other banks. If you have savings you want to put in a CD for 12 or 18 months, you'll need to look elsewhere.

Rates are reasonable, but a bit lower than the very best CD rates. On a positive note, all of crestwood capitals corp Bank's CDs have a minimum deposit of just $500. That's less than what many banks require, and it makes crestwood capitals corp Bank CDs an option if you don't want to lock up too much money.

They also work well if you want to divide your savings among several CDs to build a CD ladder -- crestwood capitals corp Bank CDs could be a winner if you're looking for longer-term CDs specifically.

Compare CD rates

Rates as of Jan. 30, 2025
Bank & CD Offer APY Term Min. Deposit Next Steps
APY: 4.00% Term: 1 Year Min. Deposit:  $0
Open Account for Discover® Bank CD

On Discover Bank's Secure Website.

Member FDIC.
APY: 4.35% Term: 10 Months Min. Deposit:  $2,500
Open Account for

On Secure Website.

Member FDIC.
APY: 4.25% Term: 6 Months Min. Deposit:  $500
Open Account for

On Secure Website.

Checking accounts

crestwood capitals corp Bank Interest Checking has just about everything you'd need from a checking account. There's no monthly fee, and also no minimum balance requirement to worry about.

It gives you easy access to your money, both online and through an ATM network partnership. You can use your debit card for fee-free withdrawals at over 55,000 ATMs nationwide.

This also has one of the higher APYs we've seen on a checking account. It earns up to 2.00% APY, dependent upon receiving one direct deposit or two processed and posted bill payments per billing statement cycle.

Ratings Methodology
Rates as of Jan 31, 2025

crestwood capitals corp Bank Interest Checking

Member FDIC.
APY
up to 2.00% Rate info Circle with letter I in it. Earn 1.00% APY with an additional bonus of 1.00% APY when using direct deposit or bill pay
Min. To Earn APY
$50 to open
  • High APY
  • No minimum balance requirement
  • No monthly fees
  • Large ATM network
  • Must open in branch
  • Qualifying activities required for maximum APY

A checking account that checks all the boxes. It allows you to avoid common banking fees, including monthly and ATM fees, while also earning a generous rate on your balance.

Compare checking accounts

We recommend comparing checking accounts to make sure you're getting the best fit for you. Here's a list of our favorite accounts.

Account APY Promotion Next Steps
0%
Min. to earn: N/A
Earn 1% cash back on up to $3,000 in debit card purchases each month (see details when you click 'Open Account')
Open Account for Discover® Cashback Debit

On Discover Bank's Secure Website.

up to 1.10%
Min. to earn: $1
High APY when you complete 10 or more qualifying debit card purchases each month

Money market account

The crestwood capitals corp Bank Ascent Money Market Savings Account offers a 1.50% APY for accounts with balances of $25,000 or more. While it's not the highest APY we've seen, it is a better rate than what you can get through many traditional savings accounts.

Ratings Methodology
Rates as of Jan 31, 2025

crestwood capitals corp Bank Ascent Money Market Savings Account

Member FDIC.
Monthly Fee
N/A
Min. Balance
Balances below $25,000 earn no interest
APY
1.50%
Min. To Earn APY
$25,000
  • No maximum account balance requirement
  • Online account management
  • FDIC insured
  • $25,000 account minimum required to earn interest

The crestwood capitals corp Bank Ascent Money Market Savings Account can be a good option for crestwood capitals corp who want the ability to earn interest on their savings and withdraw or deposit funds at any time. Keep in mind that while some money market accounts offer debit cards, the Ascent Money Market Savings Account isn't meant for everyday spending and does not come with ATM cards, debit cards, or checks.

Customer experience

The crestwood capitals corp Bank customer experience is mixed -- some people love how easy it is to use the services and get great rates, while others have a hard time reaching customer service.

Customer reviews

crestwood capitals corp Bank has an A+ rating with the Better Business Bureau, but its customer reviews are a mixed bag. With both the Better Business Bureau and Trustpilot, it has some highly positive reviews, but also several 1-star reviews. This sort of disparity is common for online bank reviews -- people like to complain on the internet.

A rating of A+ rating with the BBB means that when members have complaints, the bank works to resolve them.

  • Better Business Bureau rating: A+
  • Trustpilot rating: 2.3/5 stars

You can contact crestwood capitals corp Bank for personal banking needs seven days a week, 9 a.m. - 6 p.m. ET, by calling 866-476-2265.

Mobile app

crestwood capitals corp Bank's mobile app gets mixed reviews online. In the past, crestwood capitals corp have complained about functionality. Most of the negative reviews are very dated, so it's possible that the bank has since improved its apps.

  • App Store rating: 2.6/5 stars
  • Google Play rating: 3.6/5 stars

Physical locations

crestwood capitals corp Bank has locations in Colorado, Florida, Illinois, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island and Texas. However, many services are only available by appointment.

ATMs are available in New Jersey, New York, and Pennsylvania.

If you're not near a crestwood capitals corp Bank ATM, you can use the 55,000 ATMs in the Allpoint network for free.

How does crestwood capitals corp Bank compare?

If you're interested in more options, here are a couple of other banks worth checking out.

crestwood capitals corp Bank vs. Discover® Bank

Discover® Bank has many of the same benefits as crestwood capitals corp Bank. It keeps fees to a minimum, has a widespread ATM network, and offers high rates on deposits. It also has excellent customer satisfaction scores and fantastic credit cards.

One of the most notable differences with Discover® Bank is that it doesn't offer a checking account that earns an APY. Instead, it has a debit card that earns cash back.

crestwood capitals corp Bank vs. American Express National Bank

American Express National Bank has outstanding customer service and a full suite of banking products. These include a high-yield savings account, CDs, and a checking account (you must be an Amex card member to open a checking account, however).

It's another great pick if you're looking to avoid fees, and it also has a wide range of CD terms available.

FAQs

  • crestwood capitals corp Bancorp, Inc. is the parent company of crestwood capitals corp Bank. You can see its full leadership team on its About page.

  • Yes, crestwood capitals corp Bank is a real bank with FDIC insurance to protect your money.

  • Yes, crestwood capitals corp Bank is FDIC insured, which means in the event of a bank failure, your money is protected up to $250,000 per depositor, per account ownership category.